Tree Trimming For Insurance Compliance 

While specific guidelines vary by insurer, some typical tree clearance requirements include:

• Branches should be at least 5-10 feet away from the roofline

• Tree limbs must not touch or interfere with power lines

• Clearance around chimneys should be at least 10 feet to prevent fire hazards

• Trunks should be a safe distance from foundations (often at least 15 feet) to prevent root damage

• Dead or hazardous limbs must be removed to mitigate potential risks

If an insurance inspector finds that your trees are not compliant, they may require trimming as a condition of policy renewal. The requirements may vary based on the various insurance providers and specific facts and circumstances.

At NewVista Tree Service, we take a proactive approach to tree clearance by:

✅ Following ISA Standards – Our certified arborists ensure all pruning techniques align with ISA best practices, promoting healthy growth while maintaining clearance.

✅ Customized Assessments – We evaluate your trees and provide expert recommendations based on your insurance policy’s specific requirements.

✅ Safe & Professional Trimming – Our team is equipped with the right tools and experience to trim trees efficiently while preserving their health.

✅ Proper Waste Disposal – We remove all trimmed branches and debris, leaving your property clean and hazard-free.

Insurance companies often mandate tree trimming to prevent potential hazards. Some common reasons include:

• Preventing Storm Damage – Overgrown branches can fall during storms, causing roof damage, broken windows, or structural harm.

• Reducing Liability Risks – If a tree on your property falls and damages a neighbor’s home or injures someone, you could be held financially responsible.

• Protecting Utility Lines – Trees interfering with power lines increase the risk of electrical fires and service disruptions.

Minimizing Pest and Mold Issues – Branches too close to a structure can encourage mold growth and allow pests such as rodents or termites to enter your home.